<?xml version="1.0" encoding="UTF-8"?>
<!-- GENERATED by scripts/build-sitemap.mjs from the pages' own canonical and
     hreflang links; run it again after adding, removing or renaming a page
     meant to be found (test/site-seo.test.mjs fails until you do). Pages that
     say noindex (everything behind the landing pages) are left out. -->
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  <url>
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    <xhtml:link rel="alternate" hreflang="es-MX" href="https://tovicash.com/privacy-es"/>
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    <xhtml:link rel="alternate" hreflang="en-PH" href="https://tovicash.com/privacy"/>
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  <url>
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  <url>
    <loc>https://tovicash.com/security</loc>
    <xhtml:link rel="alternate" hreflang="en-PH" href="https://tovicash.com/security"/>
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  <url>
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    <xhtml:link rel="alternate" hreflang="en-PH" href="https://tovicash.com/terms"/>
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    <xhtml:link rel="alternate" hreflang="es-CO" href="https://tovicash.com/terms-co"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://tovicash.com/terms"/>
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  <url>
    <loc>https://tovicash.com/terms-co</loc>
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